RTFCT
CIVITAS

VERTICAL ENFORCEMENT · HEALTHCARE

HEALTHCARE ENFORCEMENT. STRUCTURALLY ENFORCED.

HIPAA coverage for clinical AI, administrative systems, and patient-facing tools.

THE REGULATORY CONTEXT

Healthcare AI is not a speculative market. It is a regulated medical device, a clinical decision support tool, and a patient communication platform all at once. Every AI system that touches Protected Health Information is subject to HIPAA. Every breach is a reportable event. Every fine is measured in millions. The average HIPAA settlement for AI-related incidents is $1.9 million and rising.

SCOPE

Applies to all healthcare providers, health plans, healthcare clearinghouses, business associates, clinical AI vendors, and telehealth platforms using AI for diagnosis, treatment, administration, or patient communication.

KEY ENFORCEMENT DATES

NOW

HIPAA Security Rule and Privacy Rule apply to all AI systems processing PHI

NOW

HITECH Act breach notification requirements are active for AI-related incidents

AUGUST 2, 2026

EU AI Act Article 50 applies to healthcare AI chatbots and patient-facing tools

Q4 2026

First OCR audits targeting AI-specific risk assessments

JAN 1, 2027

Colorado SB 26-189 ADMT requirements apply to healthcare AI decision-making

2027

FDA AI/ML software-as-a-medical-device guidance becomes enforceable standard

RTFCT HEALTHCARE COVERAGE

How the RTFCT Healthcare Vertical meets the requirements structurally.

HIPAA SECURITY RULE (45 CFR 164.312)

REQUIREMENT

AI systems must implement administrative, physical, and technical safeguards for electronic PHI. Access must be audited. Integrity must be verified.

RTFCT SOLUTION

Every AI inference request and response is cryptographically signed with SHA3-256 at the network edge. Access logs are immutable and append-only. No administrative overrides. The 1,095-day retention exceeds the maximum audit requirement.

COVERAGE: FULL STRUCTURAL COVERAGE

HIPAA PRIVACY RULE (45 CFR 164.530)

REQUIREMENT

AI systems must minimize PHI use and disclosure. Minimum necessary standard applies to all AI training and inference.

RTFCT SOLUTION

PHI detection and automatic redaction at inference time. The system scrubs patient identifiers from all AI responses before delivery. Training data access is restricted to the specific minimum necessary dataset per inference context.

COVERAGE: FULL STRUCTURAL COVERAGE

HITECH ACT (BREACH NOTIFICATION)

REQUIREMENT

Breaches of unsecured PHI affecting 500 or more individuals must be reported to HHS, media, and affected individuals within 60 days.

RTFCT SOLUTION

Automated breach detection and notification workflow. The system monitors for unauthorized PHI access patterns. If a breach threshold is detected, the notification package is generated automatically with the full evidentiary chain and affected individual list.

COVERAGE: FULL STRUCTURAL COVERAGE

COLORADO SB 26-189 (HEALTHCARE ADMT)

REQUIREMENT

Healthcare AI systems must provide pre-use notices, adverse-outcome explanations, and human review rights.

RTFCT SOLUTION

Pre-use notice generation is automatic for all patient-facing AI. Adverse-outcome explanations are generated from the inference log. Human review rights are enforced through mandatory approval gates before clinical AI outputs are delivered.

COVERAGE: FULL STRUCTURAL COVERAGE

FDA AI/ML GUIDANCE (SOFTWARE AS MEDICAL DEVICE)

REQUIREMENT

Clinical AI systems must maintain post-market monitoring records, algorithm change logs, and performance validation data.

RTFCT SOLUTION

The VLT captures every algorithm version, every inference, and every performance metric. Post-market monitoring logs are generated automatically. Algorithm change documentation is cryptographically sealed and tamper-proof.

COVERAGE: FULL STRUCTURAL COVERAGE

EU AI ACT ARTICLE 50 (HEALTHCARE AI SYSTEMS)

REQUIREMENT

High-risk AI systems including clinical decision support must maintain logs, ensure human oversight, and provide transparency.

RTFCT SOLUTION

The VLT captures every clinical AI inference with full technical documentation, human oversight attestation, and transparency metadata. The evidentiary chain satisfies Article 50 logging requirements for high-risk AI systems.

COVERAGE: FULL STRUCTURAL COVERAGE

ADDITIONAL FEATURES

Structural capabilities for the full evidentiary chain.

PHI Detection and Redaction

Automatic identification and removal of patient identifiers from AI responses at inference time. Not post-hoc. At the moment of generation.

Business Associate Agreement Ready

Standard BAA templates and vendor compliance packages included.

Patient Identifier Scrubbing

Training data and inference contexts are isolated. No cross-patient data leakage.

Breach Notification Automation

60-day notification packages generated automatically with full evidentiary support.

Clinical Audit Trail

Every AI-assisted diagnosis, treatment recommendation, and patient communication is logged with clinician identity, timestamp, and cryptographic hash.

PRICING

HEALTHCARE VERTICAL

$5,000 / month base

+ $800 / month per AI system

12-month minimum commitment. BAA templates and breach notification tooling included.

WHAT IS INCLUDED

Full HIPAA Security Rule and Privacy Rule coverage

HITECH Act breach notification automation

Colorado SB 26-189 ADMT compliance

FDA AI/ML post-market monitoring log generation

PHI detection and automatic redaction at inference time

Patient identifier scrubbing from inference contexts

Business Associate Agreement templates

Clinical audit trail and evidentiary export

EU AI Act Article 50 high-risk system logging

Breach notification workflow automation

Priority healthcare regulatory update notifications

1,095-day immutable VLT retention

HEALTHCARE COMPLIANCE

Healthcare AI is not a pilot program. It is a regulated clinical tool. The RTFCT Healthcare Vertical provides structural HIPAA coverage, PHI protection, and breach notification readiness. Every patient interaction is protected. Every inference is logged.

BEGIN ONBOARDING

THE HEALTHCARE VANGUARD COHORT

Be among the first 20 healthcare organizations to deploy structural compliance. Vanguard members receive discounted base pricing ($4,000 / month), priority regulatory updates, and direct implementation support.

JOIN THE HEALTHCARE VANGUARD

CUSTOM POLICY INGESTION

Have your own proprietary clinical protocols or institutional privacy policies? The Dedicated Substrate tier supports BYOP policy intake. We map your framework into the RTFCT enforcement layer.

LEARN ABOUT DEDICATED SUBSTRATE